Watch To See The Many Mistakes You Make When Shopping Online
Learn How To Be a Safe Shopper When Doing Online Shopping
Most people if not all have been through the process of online shopping where we virtually buy goods or services using an online payment option. Some consumers opt to using ‘virtual bank accounts’ such as Paypal usually for the most typical reason there exists in the online world. That reason is protection; protection from scams, fraud and identity theft. Most a considerable number of online shoppers are wary of the numerous threats which lurk in cyberspace, many consumers are still unaware let alone capable of deciphering safe browsing online from unsafe browsing. As a result most shoppers fall victim to online predators in the form of email, phishing websites and fake personnel on social media to name a few. Irregardless of the rate at which online fraudulent acts seem to occur there are still ways to protect yourself that the average man can learn and remember easily.
If you don’t know what a secure site is, think back to a point in time where you have logged into your email account or online banking service. You will remember seeing the area which comes before the “http://” section of the search bar being highlighted in green with a padlock image next to it. This indicates that the sight you are visiting is a formally secure location. Any personal details or bank related information that you enter will not be adversely compromised. If you also have a good antivirus protection such as Eset, KasperSky or McAfee, other secular sites that you may visit will be screened before you are allowed entry to view the site. If the site’s certificate cannot be validated then you will not be allowed access or warned upon entry automatically.
This is one of the most basic and serious rule of all time. Never use information relating to yourself in a public internet cafe or on any public internet networks for that matter. If you are not using a secured network, such as a personal home network, then you run the risk of having information be made visible to others through network visibility. The computers are often times linked on a public network therefore other computers can access information from each other. The main computer controls all computers in the network as well which therefore means that all activities which you partake in are being monitored. Simple keystroke techniques from a secondary user can uncover secure information that you have typed in online. Malicious programs and software surrounding encryption can recover login details and card information from your computer. Viruses are common in internet cafes so you may wan to stay away from personal browsing.
Previous Customer reviews and website policies are a good way to check if a site is legit or not. You want to ensure that the company is within good legal standing with the laws and regulations regarding retail shopping and other online safety disclaimers. One key way is to research outside of ‘googling’ and to find out from other outside credible resources which can help refine your search. Other simple ways are to look at the site itself to see if it is certified by legal, well known authoritative companies which are renowned for their credible services. Checking out the site as well can help to identify if it is real or fake. If it doesn’t look professional then it should send a red flag. This is however not always the case.
Paypal is an online service which allows users to to do online shopping and other transactions/services without the hassle of using a credit or debit card for payment. You simply link your bank account to your Paypal account in order transfer funds back and forthwith ease and flexibility; it is that simple. Paypal offers a secure online payment method for online purchases. You will want to minimize or try as best as possible to not use your credit card or banking information online. If you don’t have a paypal account you can go to www.paypal.com to start one. take charge of your identity and lessen your chances of falling victim to identity theft and credit card charges.
If your instincts says that a website looks fishy then chances are it is. You will want to avoid having any interactions with that website. Follow your instincts and leave immediately. Don’t be the cat that curiosity killed. Pop ups and ‘spammy’ ads are some of the things you want to avoid especially clicking unnecessarily on suspicious links. Spam emails that end of in your junk folder should be trashed rite away. Even if it comes to your inbox, delete it right away. If you cannot account for a particular email visiting your inbox then you may not want to open and begin clicking, Don;t buy from spam emails or websites you don’t completely trust. There are many pirates on the web so you definitely do not want to get caught!
Whenever you shop online, you should always receive an invoice or virtual receipt that displays you transaction details including invoice numbers, total, company back-links and any other important information that you may well normally see on a regular receipt. You can always research to ensure what is usually printed on a medium confirming authorized purchase. The most Important thing to do is to check your credit card statements to ensure that you are not over-billed, billed multiple times for the same product, or billed for another product which may be higher in value than the item you have purchased. The key to surviving online shopping is to know these simple tips and tricks that will put you on the safer side of online shopping. Happy Safer Shopping!